Specialty Inspector Coverage
Specialty inspectors carry a different exposure profile — confined spaces, chemical contact, biological hazards. Underwriters love to flag your application. We pre-place with carriers that understand the trade so you don't get bounced or rated up.
Plans from
$289/mo
Final price depends on age, ZIP, household, and ACA subsidy eligibility.
What's covered
Five things every plan in this track includes.
- Medical with no carve-out for specialty trade exposure
- Respiratory and dermatology specialist visits
- Lab work (heavy metal panels, mold biomarkers) when ordered
- Generic and brand prescriptions
- Mental health and burnout coverage
Who it fits
Built for these inspectors.
- Mold and air-quality inspectors
- Pest, termite, and WDO inspectors
- Radon, sewer-scope, and structural specialists
Inspectors on this track
Mold + air-quality specialist · Tampa
"Three other brokers wouldn't even quote me. Foundation got me bound in 9 days."
Radon + sewer-scope · Phoenix
"Covered my specialty equipment exposure without a surcharge."
Structural + WDO · Atlanta
"Finally a plan that doesn't treat me like a coal miner."
This premium may be deductible.
Self-employed inspectors typically deduct health insurance premiums on Schedule 1, line 17 — directly reducing AGI. We walk you through the math during enrollment.
Read the Schedule C guideOther coverage tracks
Solo Inspector Coverage
ACA marketplace plans for self-employed home inspectors.
View trackFamily Coverage for Inspectors
Spouse + kids covered, priced for households on Schedule C income.
View trackFranchise Inspector Group Plans
ICHRA and level-funded options for franchise offices with 2–25 inspectors.
View trackReady to see your specialty inspector coverage options?
A licensed Foundation Health advisor sends ranked plans within 24 hours — built around your route, your ZIP, and your Schedule C.
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