Family Coverage for Inspectors
Most inspector household coverage gets quoted off a W-2 worksheet that ignores deductions. We rebuild the math on your actual 1040 — including Schedule C net income — so your subsidy reflects what you really take home.
Plans from
$498/mo
Final price depends on age, ZIP, household, and ACA subsidy eligibility.
What's covered
Five things every plan in this track includes.
- Whole-family medical with pediatric care
- Maternity and newborn coverage
- Pediatric dental and vision (ACA essential benefit)
- Family deductible options instead of stacked individual deductibles
- Mental health and family therapy covered
Who it fits
Built for these inspectors.
- Inspectors with a spouse and one or more children
- Dual-1099 households (inspector + contractor spouse)
- Single-parent inspectors covering kids
Inspectors on this track
Mold inspector · 2 kids · Tampa
"Covered the whole family for less than my old solo plan."
Inspector · spouse + newborn · Atlanta
"Maternity coverage that didn't add a $400 rider. Finally."
Inspector · 3 kids · Phoenix
"They priced the plan using my actual Schedule C, not gross."
This premium may be deductible.
Self-employed inspectors typically deduct health insurance premiums on Schedule 1, line 17 — directly reducing AGI. We walk you through the math during enrollment.
Read the Schedule C guideOther coverage tracks
Solo Inspector Coverage
ACA marketplace plans for self-employed home inspectors.
View trackFranchise Inspector Group Plans
ICHRA and level-funded options for franchise offices with 2–25 inspectors.
View trackSpecialty Inspector Coverage
For mold, pest, radon, sewer-scope, and structural specialists.
View trackReady to see your family coverage for inspectors options?
A licensed Foundation Health advisor sends ranked plans within 24 hours — built around your route, your ZIP, and your Schedule C.
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